• They will spend less than they make and save the difference.
• They will save the difference by making a plan as to where they will save (bank, credit union, U.S. Savings Bonds), how they will do it (direct deposit, walking into the bank, sending in money to their account), when they will do it (the beginning of every month, the 15th of the month), and have in mind what they will save for (car, house, events, emergency fund, college, dates).
• They will make it automatic—get it out of their hand or pocket by direct deposits into their account or by having their parents make the deposits.

This online enrollment program has already proved successful with over 5,000 youth who are saving between $16.00–$19.00 a month and is a perfect compliment or testimony to the effectiveness of financial education.

Because of a special partnership with FBLA-PBL, members in all divisions receive one free certification test from Brainbench. Members are encouraged to visit the Brainbench.com Web site and explore the vast certification opportunities available to them. Brainbench tests can help you measure whether your skills are up-to-date, enhance your resume, and prove to potential employers that you've got what it takes to get the job done.

• Register for a free Brainbench account at www.brainbench.com
• From home page, click "Individual Certification"
• Click the link in the top menu bar entitled "Register/Logon"
• Once you register, you are already logged on to your account. If you come back you can enter your logon id and password at the homepage to log on
• Click "Test Center" in the upper left side of the screen, then find the test you want to take, and click the "Get Test" link
• In the space labeled "Enter your promo code (optional)," enter the following code: fbla2008 (for FBLA), pbl2008 (for PBL), or pd2008 (for Professional Division)
• Click "Get Test" to begin your test

Once you've taken your test, you will receive immediate feedback on your results, including your strengths and weaknesses. This information is stored in an online transcript, which you manage. You can decide whether you want to make your test results/certifications viewable to the public. If you have questions or experience problems, contact Brainbench customer support.

Certified Inte rnet Web Professional (CIW) Certification Program
Prosoft Learning a VCampus Company and FBLA-PBL have partnered to provide many benefits around the CIW Certification Program. CIW is widely recognized as vendor-neutral curriculum and certifications that focus on Internet job skills, such as Web site design, development, administration, and security. CIW certifications map to the Information Technology Career Clusters and provide a clear career and educational path for your students.
 
CIW is a comprehensive program that includes professional development, curriculum crosswalk and integration, and the ability to do high stakes certification testing in the classroom. Teachers in many states are using the CIW program to create local and statewide articulation agreements by using the CIW certifications to validate programs and the students’ abilities. Learn more about how to integrate CIW into your existing courses.

Prosoft Learning a VCampus Company is offering FBLA-PBL reduced fees for its CIW exams as well as reduced fees to set up your own CIW Certified Testing Center. To learn more about this exciting program, please contact Stephen Schneiter at 866.860.8559 or sschneiter@prosoftlearning.com, or by visiting their Web site at www.ciwcertified.com

• set up chapter-specific sites
• send e-mails to all alumni in a chapter
• set up specialized “groups” for project management
• allow advisers to communicate with their membership via chat, instant messaging, and posting to a message board
• locate members easily by name, chapter, state, or graduation year
• track graduating members’ contact information
• use graduates for chapter activities, mentorships, fund-raisers, and Professional Division recruitment

Through ClassmateLinks, members have their own Personal Profile Page where they can post photos, blog, link to any number of outside Web sites, and display their current contact information.

Get connected by signing your chapter up today. Register by downloading forms from the national Web site at www.fbla-pbl.org/classmatelinks. Members join for five years at a cost of only $25.00, that’s just a little over one cent per day to stay in touch with your FBLA friends. For additional information on ClassmateLinks, contact Steven Benson at 616.850.3999 or info@classmatelinks.com.

The voluntary surveys will be distributed at the beginning of the 2007–08 school year and students may participate at no cost. This valuable information is published and distributed to colleges and universities. In addition, students may also hear from organizations offering educational opportunities such as college admissions services, financial aid, career information, extracurricular enrichment, and recognition programs.

• Volunteers: How to Make a Big Impact
• Marketing Your Event: Maximizing your Mission
• Selling: Getting Results
• Public Relations: Getting the Word Out
• Selling and Organizing Your Event

Choose your own start and stop dates. Choose your participants. Create your own environment. Played entirely online, this adaptable simulation was created by teachers for the classroom or other settings. It includes lesson plans and worksheets connected to the National Economics standards, an investing tutorial, and online quizzes. Tap into genuine student enthusiasm with the innovative simCEO—Classroom Economy Online. Do your millionaires-in-the-making a favor: tell them to “Mind Your Own Business” at www.simceo.org and preview the demo. Cost is $8.00 per participant.