See Section 5 for details on the Children‘s Online Privacy Protection Act (COPPA).
- Who We Are
FBLA-PBL is a 501(c)(3) not-for-profit corporation with headquarters in Reston, Virginia.
- What Information We Collect and How We Use Your Information
FBLA-PBL uses its best efforts to respect and protect the privacy of its visitors and FBLA-PBL members. By using our Site, FBLA-PBL collects personally identifiable information from you if you voluntarily choose to submit (e.g., registrations, purchasing products, online surveys, message to bulletin boards, emails to FBLA-PBL, posts, etc.), provide us with permission or otherwise you or someone on your behalf has disclosed such information to us, including information submitted or disclosed by mail, telephone, fax, or electronically. We do not require you to register or provide information to us in order to view our Site. The information we collect includes:
- General personal information (e.g., age and date of birth, names, home and business addresses, email addresses, Internet protocol addresses, and mobile/landline business/personal telephone numbers, gender).
- School information (e.g., school name, address, phone number).
- Government-issued identification numbers (e.g., social security numbers, national identification numbers, and tax identification numbers), for example from employees, independent contractors, and funding sources.
- Other identification information (e.g., photographs and audio during public performances).
- Financial information (e.g., bank information).
- Insurance information.
- Your organization and title and whether you are a member of the press.
The other type of information that we may collect from you is non-personally identifiable information. This information includes but is not limited to anonymous data that cannot be traced to the user without the cooperation of the user‘s Internet Service Provider, the user‘s computer operating system, web browser, IP address, browsing patterns, and the domain name of the Internet Service Provider. Such non-personally identifiable information is collected by passive means, from the HTTP headers that are sent from the user when requesting a file from the server. Also, some of the web pages on the Site may contain “cookies,“ or other similar technologies, which allow FBLA-PBL to save their members password and settings.
The following explains how FBLA-PBL uses your information.
- Provide service communications regarding program registrations, customer service messages, newsletters, general information about FBLA-PBL, new offers or about changes to the Sites.
- Process online transactions, including donations.
- Process job applications.
- Conduct surveys.
- Complete or meet the needs for which the information was provided.
- Provide products, information, and services.
- Respond to your emails or online requests for products, services, or information.
- Identify you when you visit our Sites.
- Internal research and development purposes.
- Provide public funding source information.
- Personalize and improve the usability of Sites, products, and services.
- Personalization of content, advertising, marketing, programs, and services to you.
- Meet internal audit requirements.
- Third-Party Data Sharing
We share your information with third parties, in a variety of ways including, but not limited to as follows:
- To fulfill service requests and to perform business functions (e.g., FBLA-PBL contracts with third parties to provide services on our behalf such as hosting and data storing services through entities including Impexium; packaging, mailing and delivering services; customer support and consulting services; and event registration services).
The online password–protected membership database currently via Impexium is not accessible to the general public but will be accessible by FBLA-PBL officers, directors, employees, FBLA-PBL local and state advisers, FBLA-PBL key contacts and FBLA‘s duly authorized third party vendors (i.e., an entity contracted by FBLA-PBL to provide database software services and administration).
- To provide advertisements and targeted advertisements to you (ads based on the information). We may make a list of users available to companies, advertisers, or other third parties that we are affiliated with, that sell goods and products that FBLA-PBL believes would be of interest to such users.
- With school advisers who also share information with FBLA-PBL.
- To the extent any donations are processed through a third-party service provider, our donors‘ information will only be used for purposes necessary to process the donation.
- As required by law or to protect FBLA-PBL in the good-faith belief that such action is necessary to (a) conform to legal requirements or comply with legal process served on FBLA-PBL; (b) protect and defend the FBLA-PBL‘s rights or property; or (c) protect the personal safety of FBLA-PBL personnel or members of the public in appropriate circumstances.
- To offer you products and services that may be of interest to you professionally or personally. Users can request their information to be removed from such lists by using the information provided below.
- Under other unanticipated situations, but only with your consent.
Your email address will be used only by the FBLA-PBL and its agents and vendors performing services or products on the FBLA-PBL‘s behalf. FBLA-PBL shares your email address with third parties to enable FBLA-PBL to take security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of information. FBLA-PBL shares email addresses with third parties as necessary for FBLA-PBL to perform certain services on our behalf, such as packaging, mailing, and delivering products and processing event registrations and to respond to your service requests.
You can manage your email preferences, including “opting out“ of email by contacting FBLA-PBL as set forth below. If you prefer to receive hard copy mailings only from FBLA-PBL, you can contact us and request to have your name and address removed from the list we provide to third parties.
We will not market, sell, trade, or rent your information or share your information without your permission. This policy applies to all information received by FBLA-PBL, both online and offline donations, as well as all donation types and methods. We will not send mailings to our donors on behalf of other organizations.
FBLA-PBL has no control over or responsibility for the data collection and use practices of third parties that process online transactions.
- Your Sharing Information
You may authorize another person (such as a family member or third-party) to access information about you. You acknowledge and agree that you understand that when you give others access to your information, they can use, disclose, reproduce, distribute, share, display, and/or transmit that information, including communicating that information to the public. If you do not want others to have this ability, you should not provide others with access to your information.
- Children’s Online Privacy Protection Act(COPPA)
Consistent with COPPA and out of the abundance of caution and respect for your child‘s privacy, we do not collect, use or disclose personal information of children below the age of 13 (child or children), whether or not obtained from the child, unless we obtain verifiable consent from a parent or legal guardian done so via a parental consent system, namely a registration form. The registration form will explain what information we are collecting, including but not limited to your child‘s first and last name, street address, child‘s school email, child or parent‘s/guardian‘s personal email, child‘s cell phone number, grade, age, date of birth, gender and the name of the student who recruited your child, how we plan to use this information, how the parent/guardian can provide consent, and how the parent/guardian can revoke consent.
[Future Business Leaders of America-Phi Beta Lambda, Inc., 1912 Association Drive, Reston, VA 20191-1591 or firstname.lastname@example.org]
Teacher Consent in lieu of a Parent/Guardian: With regard to school-based activities, COPPA allows teachers and school administrators to act in the stead of parents to provide consent for the collection of personal information from children. Schools should always notify parents about these activities. For more information on parental rights with respect to a child‘s educational record under the Family Educational Rights and Privacy Act (FERPA), please visit the FERPA site.
FBLA-PBL does not collect more information than needed to allow children under 13 to participate in FBLA-PBL and we are committed to protecting your privacy.
Note COPPA also covers other types of information—for example, information collected through cookies or other types of tracking mechanism. FBLA-PBL collects persistent identifiers, but this information is not tied to individually identifiable information and is only used for internal purposes. To better understand COPPA, please read more about COPPA.
- Blogs and Social Networking
If any user of the Site elects to post any material to any blogs, community bulletin boards or social networking forums that may be identified, referred to or offered in the Site, the user shall be solely responsible for all content, messages, text, files, images, photographs, video, audio or other materials. We do not monitor any of the postings to any blogs, community bulletin boards or social networking sites that are identified, referred to or offered on the Site, are not responsible for the content of any postings to any blogs, community bulletin boards or social networking sites that are identified, referred to or offered on the FBLA-PBL Site and have no obligation to verify the accuracy of any such postings.
If you have been provided with a username and password to access sections of the Site, you understand agree that your username and password is unique to you and the username and password cannot be shared with or used by anyone other than yourself. You agree that you will not provide anyone else other than yourself with access to the website and/or forums via your username and password. If you do not have a valid username and password, you are not authorized to use or access password protected areas.
Cookies are small files used to send information from our Sites to your web browser. The Sites use session cookies, which are destroyed when a user closes the Internet browser, and permanent cookies, which remain on the user’s hard drive until manually deleted by clearing the cache. Permanent cookies allow users to utilize the “remember me” feature to avoid having to log in to the Site after closing the previous Internet browser session. Cookies are also used in user analytics, and the user’s personal identity is not tracked. Cookie settings can be controlled in your Internet browser to reject some forms of cookies automatically. If you view the Sites without changing your cookie settings, you are indicating your consent to receive all cookies from the Sites. If you do not allow cookies, some features and functionality of the Sites may not operate as expected.
- Transmission Errors or Unauthorized Acts
Unfortunately, no data transmission over the Internet can be guaranteed to be 100 percent secure. As a result, while we strive to protect your personal information, FBLA-PBL cannot ensure or warrant the security of any information you transmit to us or any information provided online, and you do so at your own risk. FBLA-PBL will not be liable for disclosures of your information due to errors in transmission or unauthorized acts of third parties. However, once we receive your transmission, we do our best to ensure its security on our systems by making reasonable efforts to protect the information.
Our Sites‘ donation, registration, form request, and ecommerce systems use SSL encryption to protect sensitive data transmissions from your computer to our Sites. You are able to see when the SSL encryption is active either by the “padlock“ icon at the top or bottom of your browser. In certain areas, password protection is used to protect your privacy and security. Any information provided to FBLA-PBL is treated with care and discretion. FBLA-PBL will take a proactive approach to ensure the information is kept private and not misused. FBLA-PBL is not responsible for the conduct of any user of or visitor to the Site. We cannot guarantee that any information transmitted through the Internet, stored on the FBLA-PBL computer system or maintained by FBLA-PBL will be absolutely safe from intrusion by others, including hackers. FBLA-PBL assumes no liability for any malfunction, delay in transmission or interruption of Internet service, or deletion, defect, error, omission, theft or alteration of any personally identifiable information.
You will be notified immediately, and pursuant to applicable laws, in the event of a breach of unsecured information.
Users may opt-out of communications with FBLA-PBL or affiliated parties by sending an email to email@example.com or by notifying us in writing by mailing a notice to us at Future Business Leaders of America-Phi Beta Lambda, Inc., ATTENTION: Communications Department, 1912 Association Drive, Reston, VA 20191-1591.
- Data Retention and Destruction
FBLA-PBL retains information only as long as needed to fulfill the purpose for which the information was collected unless a longer retention period is permitted by law. In some jurisdictions, there are limits on how long we may retain your personal information. FBLA-PBL disposes of information within a reasonable amount of time after it is no longer needed for business purposes by erasing electronic media so that the information cannot be read or reconstructed. If you have any questions about the retention periods for holding your personal information, please contact us.
- Miscellaneous Legal
B. No Warranty; Limitation of Liability
The Sites and all services, materials, information, products, and tools included in or available through the Sites are provided “as is“ and “as available“ without warranty of any kind, express or implied. FBLA-PBL disclaims all express and implied warranties with regard to the Sites and all services, materials, information, products, and tools included in or available through the Sites, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Check your applicable laws for any restrictions or limitations regarding the exclusion of implied warranties.
The FBLA-PBL makes no representations of any kind, expressed or implied: (i) regarding the safety, accuracy, or efficacy of the Sites, or the information stored on the Sites; (ii) that the Sites will operate in a manner that is uninterrupted or error-free, or (iii) regarding any other subject matter of this Agreement.
Under no circumstances, including but not limited to negligence, shall the FBLA-PBL and its subsidiaries, affiliates, officers, agents and employees be liable for any direct, indirect, special, incidental, punitive or consequential damages of any kind, or any damages whatsoever, including, but not limited to, damages for loss of profits, goodwill, data or other intangible losses, resulting from the use or the results of the use of the Sites, from statements or conduct of any third party using the Sites, or from failure of performance, error, mistake, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, mistakes, inaccuracies or typographical errors, acts of god/acts of nature/acts of terrorism, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of the Sites, or any other matter relating to the Sites, whether for breach of contract, tortuous behavior, antitrust, negligence, or under any other cause of action or theory of liability.
The FBLA-PBL does not warrant that the Sites will be uninterrupted or free of technical or other inaccuracies, mistakes, or typographic or other errors, that defects will be corrected, or that the website or server that makes the website available are free of viruses or other harmful elements.
C. Liability Release; Indemnification
Future Business Leaders of America-Phi Beta Lambda, Inc., ATTN: Communications Department, 1912 Association Drive, Reston, VA 20191-1591.
We may be reached by email at firstname.lastname@example.org, or by phone at 1.703.860.3334.